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I am not a lawyer and this is NOT legal advice. I am a victim and a survivor of identify theft.

How did I survive?

I organized my assets, created a system and prepared for a fight. My system which included perseverance, patience, and organization made it possible to battle the businesses, the collectors and the courts. I won every battle I chose to fight and I did not pay one bill that was created by the identity thieves.

Here are 7 strategies I used in my battles.

1. Keep accurate records

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There is a relationship between information security and home security. A thief or unscrupulous visitor in your home could easily walk away with all types of information that could be very useful in this age of computers everywhere and the Internet. So here are some precautions to take to help yourself, your family, friends and loved ones, stay safe.

1) There are a few steps to take to help protect the information you have stored on your home computer. Begin by making sure you are the only person who has access to your log in information. Then ask a professional to help you install a good security system or install one for you. There are several different types of programs and software on the market, so check around, do a little research and see what fit into your budget.

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I recently became aware of some disturbing information while stopping at my local convenience store…

Pulling up to the convenience store’s gas pumps late one night, I jumped out and pumped ten dollars worth of gas into my car (which gave me a whopping total of three gallons of gas) and proceeded to go inside to pay my bill. Handing over my credit card, I chatted with the clerk who I manage to visit a few times a week since I have an aversion to handing over large sums of money in one sitting to the almighty money-grubbing fuel mongrels. After scanning my credit card, the clerk gave me the receipt to sign and then made the comment that he now had my credit card number.

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Many people do not realize that there are different types of identity theft. There are indeed several ways in which the identity thief can take advantage of your personal information, while leaving you to deal with the repercussions. Here’s what you need to know about the 5 types of identity theft.

The type of identity theft you are probably most familiar with is Financial Identity Theft. It is when the thief uses your information to set up financial accounts in your name without your permission or knowledge. The thief may obtain credit cards, loans, merchandise, homes, vehicles, vacations and more, all in your name. Financial identity theft can definitely cost you thousands of dollars in debt, not to mention the painstaking process of clearing your name and credit.

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LifeLock claims to be one of the biggest identity theft protection companies in the world and serves both individuals and businesses. The company is based in Tempe, Arizona and was founded in 2005. LifeLock is funded by private equity investment and venture funds and is currently being valued in excess of $40 million and is well-poised to earn the leadership position in identity theft protection services. With this said, the company is obviously doing something right but does its program work? Before answering this question it is important to understand what identity theft is and what types of protection are available.

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Many people do not realize that there are different types of identity theft. There are indeed several ways in which the identity thief can take advantage of your personal information, while leaving you to deal with the repercussions. Here’s what you need to know about the 5 types of identity theft.

The type of identity theft you are probably most familiar with is Financial Identity Theft. It is when the thief uses your information to set up financial accounts in your name without your permission or knowledge. The thief may obtain credit cards, loans, merchandise, homes, vehicles, vacations and more, all in your name. Financial identity theft can definitely cost you thousands of dollars in debt, not to mention the painstaking process of clearing your name and credit.

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Off-Line Identity Theft: For the past five years I have taught over 1150 people how to protect yourself on and off line. There is a new scam where the thief already has information about you. They are trying to get some additional information to complete a sales transaction.

In some of the e-mails and web sites this scam is being referred to as Visa and MasterCard Credit Card Scam. This scam is being done using the phone.

The script below is of a typical call for this scam:

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